Eggless Chocolate Banana Bread

There’s something about the smell of warm chocolate and bananas drifting from the oven that makes a kitchen feel like home.

This eggless chocolate banana bread is a cozy dessert (or snack) with a tender, moist crumb, melty chocolate pockets, and a deep cocoa color that looks as rich as it tastes.

It comes together quickly and easily—perfect for busy days when you need something sweet without much effort.

It’s ideal for beginners, families, and anyone baking without eggs, whether by choice or necessity.

I first leaned on this recipe when a friend with an egg allergy dropped by unexpectedly; within an hour, we were slicing into a warm loaf, the house smelling like a bakery and the afternoon instantly brighter.

This bread shines for Sunday suppers, late-night cravings, casual gatherings, or as a thoughtful, packable treat.

Ready to bring this chocolatey comfort to life?

Why You’ll Love It

  • Delivers rich chocolate-banana flavor without needing any eggs at all
  • Stays incredibly moist and tender for days, perfect for make-ahead baking
  • Uses simple pantry ingredients you probably already have on hand
  • Easily made dairy-free with plant-based milk and dark chocolate chips
  • Bakes in one bowl and one pan for minimal cleanup

Ingredients

  • 3 medium ripe bananas, mashed — very spotty for maximum sweetness
  • 120 ml vegetable oil, neutral — any mild-tasting oil works
  • 150 g granulated sugar — regular white sugar, not powdered
  • 60 ml milk, dairy or plant-based — use unsweetened for balance
  • 5 ml vanilla extract — pure extract for best flavor
  • 190 g all-purpose flour, sifted — fluff flour before measuring
  • 30 g unsweetened cocoa powder, sifted — natural or Dutch-process is fine
  • 5 g baking powder — check it’s fresh for proper rise
  • 3 g baking soda — helps browning and lift with banana acidity
  • 2 g fine salt — enhances chocolate and banana flavor
  • 90 g dark chocolate chips — plus extra for topping if desired

Step-by-Step Method

Preheat & Prepare Pan

Preheat the oven to 175°C (350°F). Lightly grease a 9×5-inch loaf pan with oil or nonstick spray.

Line it with parchment paper for easier removal, letting some overhang for handles. Grease the parchment as well.

Set the pan aside while you prepare the batter so it’s ready as soon as the mixture is done.

Mash the Bananas

Place the peeled ripe bananas in a mixing bowl. Use a fork to mash them thoroughly until mostly smooth with just a few small lumps.

Aim for a thick, pourable consistency. Well-mashed bananas distribute sweetness and moisture evenly, helping the bread bake uniformly without dense pockets.

Whisk Wet Ingredients

Add the vegetable oil, granulated sugar, milk, and vanilla extract to the mashed bananas. Whisk until the mixture looks cohesive and slightly lighter in color.

Confirm the sugar is mostly dissolved and the oil is fully blended in. This step helps create a smooth base so the dry ingredients incorporate easily.

Combine Dry Ingredients

In a separate bowl, add the sifted flour, sifted cocoa powder, baking powder, baking soda, and fine salt. Whisk well to break up any remaining lumps and distribute the leavening agents evenly.

Proper mixing here confirms the banana bread rises uniformly and prevents bitter spots from uneven baking soda or powder.

Fold Wet & Dry Together

Add the dry mixture to the wet mixture in two batches. Use a spatula to gently fold until just combined, scraping along the sides and bottom of the bowl.

Stop as soon as no dry streaks remain. Avoid vigorous stirring, which can develop gluten and make the banana bread tough instead of soft.

Add Chocolate Chips

Sprinkle the dark chocolate chips over the batter. Gently fold them in with a spatula, distributing them evenly throughout.

Reserve a small handful if you want to decorate the top later. Don’t overmix at this stage. Overworking the batter can deflate it and affect the final crumb texture.

Fill Pan & Top Batter

Pour the batter into the prepared loaf pan. Use a spatula to spread it evenly, smoothing the surface so it bakes level.

Sprinkle the reserved chocolate chips over the top, pressing them lightly into the batter. This gives the finished loaf an attractive, chocolate-studded crust and extra flavor.

Bake Until Set

Place the loaf pan in the preheated oven on the middle rack. Bake for 45–55 minutes.

Begin checking around 45 minutes by inserting a toothpick in the center. Look for a few moist crumbs clinging, but no wet batter. Adjust baking time slightly as needed based on your oven.

Cool in Pan Briefly

Remove the pan from the oven and place it on a wire rack. Let the banana bread cool in the pan for about 15 minutes.

This resting time helps the structure set, making it easier to remove without breaking. Don’t slice yet, or the loaf may crumble and lose moisture.

Transfer & Slice

Carefully lift the loaf from the pan using the parchment overhang or invert gently if unlined. Place it directly on the wire rack.

Let it cool for at least 5 more minutes before slicing, preferably longer for cleaner cuts. Use a serrated knife for neat slices, and serve warm or at room temperature.

Ingredient Swaps

  • Use any neutral-tasting oil (canola, sunflower, light olive) in place of vegetable oil, or substitute with melted coconut oil for a light coconut aroma.
  • For dairy-free/vegan, use any unsweetened plant-based milk (oat, almond, soy) and make sure your dark chocolate chips are vegan.
  • Swap up to half the all-purpose flour with whole wheat flour for a heartier loaf, and add chopped nuts (walnuts, pecans, almonds) in place of some chocolate chips to reduce sweetness and add crunch.

You Must Know

Flavor Boost • For deeper chocolate-banana flavor, let the batter sit briefly before going in the oven – A 5–10 minute stand at room temperature after everything is combined lets the cocoa hydrate and the leaveners start reacting, giving a more even rise and richer taste without changing the texture.

Serving Tips

  • Serve warm slices with a scoop of vanilla ice cream for a dessert-style treat.
  • Pair with hot coffee or chai for a cozy afternoon snack.
  • Drizzle with warm chocolate or caramel sauce and top with sliced bananas.
  • Add a dollop of whipped cream or yogurt and a sprinkle of chopped nuts.
  • Toast leftovers lightly and spread with peanut butter or hazelnut spread.

Storage & Make-Ahead

Eggless chocolate banana bread keeps in the fridge for up to 5 days when wrapped tightly or stored in an airtight container.

It’s great for making ahead—flavors deepen overnight.

For longer storage, freeze whole or sliced for up to 3 months, well-wrapped to prevent drying and freezer burn.

Reheating

For best texture, gently reheat slices in the microwave for 10–15 seconds.

In a 150°C oven, reheat for 5–8 minutes wrapped in foil.

Or warm on a covered skillet over low heat.

Banana Bread Café Traditions

Once a slice of chocolate banana bread comes out of the oven—or gets gently reheated until the chips glisten again—it reminds me of quiet café mornings, where the air smells like coffee and warm sugar.

I think of small tables by foggy windows, a mug leaving a crescent of steam on the glass, and a thick slice of bread served on a chipped plate.

I started bringing my own eggless chocolate banana bread to friends’ coffee dates, wrapping it in parchment like a tiny bakery secret.

We’d cut it into generous slabs, share it over lattes, and suddenly the living room felt like our favorite neighborhood café.

That’s what I love most: one simple loaf turns any corner of home into a warm, bustling coffee shop.

Final Thoughts

Give this eggless chocolate banana bread a try and enjoy how rich, moist, and chocolatey it turns out with such simple ingredients.

Don’t hesitate to tweak it with your favorite add-ins—like nuts, extra chocolate chips, or even a swirl of peanut butter—to make it your own.

Frequently Asked Questions

Can I Make This Banana Bread Gluten-Free Without Compromising Texture?

Yes, you can. I’d swap the flour for a good 1:1 gluten‑free blend, then fold gently. I picture you slicing into a steamy, tender loaf, crumbs soft as a sweater on a rainy afternoon.

How Do I Adjust Baking Time for Mini Loaves or Muffins?

I bake mini loaves 22–28 minutes, muffins 16–20, checking early. I watch for domed tops, crackled centers, and a toothpick with moist crumbs. I love how the kitchen suddenly smells like a tiny bakery.

Is This Recipe Suitable for People With Diabetes or Low-Sugar Diets?

It isn’t really suitable as‑is; it’s fairly high in sugar and carbs. I’d gently cut the sugar, use extra ripe bananas, maybe add nuts, and ask your doctor or dietitian before cozying up with a slice.

Can I Turn This Batter Into a Layer Cake Instead of a Loaf?

Yes, you can, and I’ve done it on rainy afternoons. Divide the batter into two greased 8‑inch pans, bake a bit less, then stack with whipped cream—instant cozy, chocolate‑banana celebration.

What’s the Best Way to Ship This Banana Bread Without It Drying Out?

I wrap the cooled loaf snugly in plastic, then foil, tuck it in a tin with crumpled parchment “pillows.” I always choose two‑day shipping—any longer and it tastes like a memory, not dessert.

eggless chocolate banana bread

Eggless Chocolate Banana Bread

Prep Time 15 minutes
Cook Time 50 minutes
Resting Time 20 minutes
Total Time 1 hour 25 minutes
Course Dessert
Cuisine American
Servings 10 slices

Equipment

  • 2 Mixing bowls
  • 1 Whisk
  • 1 Spatula
  • 1 fork (for mashing bananas)
  • 1 9×5-inch loaf pan
  • 1 Measuring cups set
  • 1 Measuring spoons set
  • 1 Wire rack
  • 1 parchment paper sheet (optional, to line pan)

Ingredients
  

  • 3 medium ripe bananas mashed
  • 120 milliliter vegetable oil neutral
  • 150 gram granulated sugar
  • 60 milliliter milk dairy or plant-based
  • 5 milliliter vanilla extract
  • 190 gram all-purpose flour sifted
  • 30 gram unsweetened cocoa powder sifted
  • 5 gram baking powder
  • 3 gram baking soda
  • 2 gram salt fine
  • 90 gram dark chocolate chips plus extra for topping

Instructions
 

  • Preheat your oven to 175°C (350°F) and lightly grease and line a 9×5-inch loaf pan with parchment paper.
  • In a mixing bowl, mash the ripe bananas with a fork until mostly smooth.
  • Add vegetable oil, sugar, milk, and vanilla extract to the mashed bananas and whisk until well combined.
  • In a separate bowl, whisk together flour, cocoa powder, baking powder, baking soda, and salt until evenly mixed.
  • Add the dry ingredients to the wet mixture in two additions, gently folding with a spatula until just combined and no dry streaks remain.
  • Fold in the chocolate chips, reserving a small handful for topping if desired.
  • Pour the batter into the prepared loaf pan and smooth the top with a spatula.
  • Sprinkle the reserved chocolate chips evenly over the top of the batter.
  • Bake in the preheated oven for 45–55 minutes, or until a toothpick inserted into the center comes out with a few moist crumbs but no wet batter.
  • Remove the pan from the oven and let the banana bread cool in the pan for 15 minutes.
  • Carefully transfer the loaf to a wire rack and let it cool for at least 5 more minutes before slicing.

Notes

For best results, use very ripe, spotty bananas for maximum sweetness and moisture, and avoid overmixing the batter once the dry ingredients are added to keep the bread tender instead of dense. If using plant-based milk, choose an unsweetened variety so the loaf does not become overly sweet, and feel free to swap vegetable oil with melted coconut oil as long as all ingredients are at room temperature to prevent the oil from solidifying. You can customize the texture by adding chopped nuts for crunch or reducing the chocolate chips slightly if you prefer a less sweet loaf, and always let the bread cool enough before slicing to prevent it from crumbling and to allow the flavors to develop fully.
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