Prep Time 20 minutes mins
Cook Time 20 minutes mins
Resting Time 5 minutes mins
Total Time 45 minutes mins
Use a thick, sturdy chip to avoid sogginess under the bean salsa and steak, and layer the cheese both under and over the toppings to “glue” everything together. For easier bite-through, choose skirt or flank steak and slice thinly across the grain after resting. If you prefer a saucier bean mix, mash a few beans into the salsa as it warms; for heat control, seed the jalapeño or swap in pickled jalapeños. Keep the steak medium-rare to medium to prevent toughness, and rewarm leftovers under the broiler to re-crisp the chips rather than microwaving. Additions like pickled red onions, queso fresco, or a drizzle of hot sauce or crema can elevate flavor without complicating the process.