Prep Time 15 minutes mins
Cook Time 55 minutes mins
Resting Time 20 minutes mins
Total Time 1 hour hr 30 minutes mins
For best results, use very ripe, spotty bananas for maximum sweetness and moisture, and avoid overmixing once the dry ingredients are added to keep the crumb tender instead of dense. If the top is browning too quickly, loosely tent the loaf with foil during the last 10–15 minutes of baking. Letting the bread rest fully before slicing helps it set and slice cleanly, and it often tastes even more chocolatey the next day. This loaf freezes well when wrapped tightly, and you can customize it with different mix-ins like white chocolate chips, pecans, or a pinch of espresso powder to deepen the chocolate flavor.