Prep Time 20 minutes mins
Cook Time 18 minutes mins
Resting Time 15 minutes mins
Total Time 53 minutes mins
For the creamiest centers, ensure all dairy ingredients are at room temperature so they blend smoothly and bake evenly. The initial high-heat burst helps create a tall muffin dome; don’t skip lowering the temperature to finish baking gently. Avoid overmixing the batter to keep the crumb tender—stop folding as soon as the flour disappears. If your cream cheese is very soft, the filling will sink slightly, which is normal and delicious. Muffins keep well covered in the refrigerator for up to 4 days; warm briefly in the microwave to refresh. You can freeze cooled muffins for up to 2 months and thaw overnight in the fridge. Consider adding a pinch of cinnamon to the batter or using mini chips for more even chocolate distribution.